Copilot Money

“I’ve been using Copilot since it was a $69.99 yearly subscription—over 4,000 reviewed transactions and I’d consider myself a bit of a power user. What initially drew me to the app was its cohesive nature. Everything worked well together. My accounts could be linked, I could track my daily transactions, keep an eye on my investments, ensure all of my recurring charges (including my bills and investments) were being paid on time, transactions seamlessly informed the data in the categories tab, and”

“Happy to share that the Unofficial Copilot Money MCP Server is ready to use! Download here [Update]: Warning, by using this MCP you are sharing your financial data with your model provider (Google, Anthropic, OpenAI), if you're not ok with that please don't use this. [Update]: Writes are no longer working, expect to get a 403 PERMISSION_DENIED from Firestore, since the team probably enabled Firebase App Check. There are some workarrounds but I won't make them public, so please consider this MCP ”

“I know you mean well, but this doesn’t seem safe to promote in this community. Way too many risks for security.”

“this subreddit is so overly negative. copilot money is awesome. it’s the best personal finance app there is and has the best UI design in the game.”

“Finally! Performance is great as a webapp as well. Agreed with some of the other comments adding features around partners accessing the account and a Sankey Diagram would be great features. Also since this is a webapp, are subscriptions still through the App Store ? Going outside of it could save the % cut Apple takes...”

“I gave up on CP after no updates, and apps like monarch, origin, etc. running laps around them and releasing WEEKLY updates, while copilot took 2 years for a savings goal. No offense, this team doesn't have experience scaling. They are ex apple, google, etc. engineers, great. However, they clearly failed to bring someone in who can scale and now are behind like no other. Personally, am using both Monarch and Origin. Right now I'm thinking of keeping origin as they have tons of ai integrations al”

“We got MCP before we got stable transaction syncing.”

“I wonder at times if they’re struggling with the weight of however they have architected their systems. They seem to lean really heavily on the cache and then tell users to clear it to solve problems. The ability to edit every transaction at the transaction-level and have recurring rules that still work with transaction-level edits is one of the reasons I haven’t moved to Monarch. But I wonder if there’s also something about this that makes actions on the app seemingly “heavy”.”

“I’ve been using CoPilot for 3+ years now and grandfathered in to the original yearly subscription so it works for me. I haven’t had a problem with CoPilot while using it. The UI is best in class and functionality is simple imo. I’ve created rules, tags, etc. for my transactions so everything is pretty automated. Hopefully those features aren’t too complicated for the average person lol.”

“Why do I have to adjust every single payee individually? Why do I have to reach out to you guys to adjust/delete rules? This has prevented me from creating rules in the first place. wow i didn't realize that you can't adjust/delete rules once you've made them. that's fucking bonkers.”

“this subreddit is so overly negative. copilot money is awesome. it’s the best personal finance app there is and has the best UI design in the game.”

“Best UI design hands down..could care less about a web app. I don't think it's overly negative and nothing wrong with expressing wants. My problem is price of admission with little to no development when stacked up against the competition. I'd love to jump on board and I did for a few months, paid for a year but it lacked a few things for me to continue with it. I even tried again recently since I had a few months left but pretty much quit k during onboarding remembering the pain points it has.”